Helping Our Clients Build A Stable Bridge To Retirement

By Shawn Moran Annuities are tools. I have often said that we do not sell annuities anymore than a carpenter sells a hammer. A carpenter sells the vision of a home that he will help to build … a place where his customers can grow old with the one they love, raise their children and one day play with their …

Let’s talk about tax, baby

Ben Franklin once said, “…in this world, nothing is certain but death and taxes.” Ben Franklin also said, “Beer is proof that God loves us and wants us to be happy.” Ben Franklin was a smart man. Let’s hold off on the beer quote for now, although I would love to talk on that point at our next cocktail reception, …

Time in vs. Timing

Update (8/22/18):  It has now been 3,453 days since the S&P 500 hit a low of 666 during the 2008 financial crisis.  This is now the longest bull run in history.  Let’s take a quick look at what happened after two other historically long bull runs. October 1990 – March 2000:  Climbed 417% before having three consecutive years of -9.1%, …

Update: Bonds vs. FIA’s

Recently, I wrote a blog post about bonds and other vehicles vs. fixed indexed annuities. I focused on a whitepaper that I wrote that illustrates a case study on retirement income. More recently, there was an article on Kiplinger’s, which you can find in the references below; the article discusses several different points, but the one that sticks out to …