Hit the Nail on the Hedge

In previous blogs, I’ve talked about the power of not losing money during down markets. We’ve all heard it a thousand times before, with fixed indexed annuities, “zero is your hero.” Well, what if I told you we could do even better? We all also know about the hedging concept, where you place a small amount of your portfolio in …

The Retirement Monster Your Clients Don’t See Coming

As Halloween fast approaches, I think about the scary movies that creep me out the most.  The movies that freak me out are the ones with monsters/creatures/etc., that are sneaky or stealthy.  The ones you don’t see coming.   Think about it.  In the movie “Aliens,” there is a scene when the monsters are in the ceiling and they drop on …

Helping Our Clients Build A Stable Bridge To Retirement

By Shawn Moran Annuities are tools. I have often said that we do not sell annuities anymore than a carpenter sells a hammer. A carpenter sells the vision of a home that he will help to build … a place where his customers can grow old with the one they love, raise their children and one day play with their …

Let’s talk about tax, baby

Ben Franklin once said, “…in this world, nothing is certain but death and taxes.” Ben Franklin also said, “Beer is proof that God loves us and wants us to be happy.” Ben Franklin was a smart man. Let’s hold off on the beer quote for now, although I would love to talk on that point at our next cocktail reception, …