Positioning Annuities in the Midst of a Volatile Stock Market

These past few months in the markets have been a roller-coaster ride, with volatility spiking and many investors feeling like they have experienced financial whiplash. With emotions running high for investors who have received some pretty discouraging December brokerage statements, we as financial advisors need to determine how we can effectively communicate to them the value of fixed indexed annuities …

Hit the Nail on the Hedge

In previous blogs, I’ve talked about the power of not losing money during down markets. We’ve all heard it a thousand times before, with fixed indexed annuities, “zero is your hero.” Well, what if I told you we could do even better? We all also know about the hedging concept, where you place a small amount of your portfolio in …

Ugh….Millennials

As I near my 35th birthday, I reflect on the years that have brought me here and the years I have in front of me. I am, I hate to admit, a millennial. By two years. Millennials are defined by those born between 1981 and 1991. Millennials face a unique challenge when it comes to retirement savings. As the article …

Help your clients transform their retirement with life insurance

Over and over again we hear it: “Buy term and invest the difference.” Although that can be an effective strategy for some situations, it does not help the client avoid the concern of rising taxes or provide any kind of cash value or retirement benefits. However, there is a life insurance strategy that solves that issue for the client. As retirement income …