The Retirement Monster Your Clients Don’t See Coming

As Halloween fast approaches, I think about the scary movies that creep me out the most.  The movies that freak me out are the ones with monsters/creatures/etc., that are sneaky or stealthy.  The ones you don’t see coming.   Think about it.  In the movie “Aliens,” there is a scene when the monsters are in the ceiling and they drop on …

Let’s talk about tax, baby

Ben Franklin once said, “…in this world, nothing is certain but death and taxes.” Ben Franklin also said, “Beer is proof that God loves us and wants us to be happy.” Ben Franklin was a smart man. Let’s hold off on the beer quote for now, although I would love to talk on that point at our next cocktail reception, …

Bonds vs. FIA’s

I remember my first bond. And no, I’m not talking about a spy movie. My first bond was given to me by my grandparents. It paid a healthy rate, 6%, and I held it to maturity and cashed it in, because rates had dropped significantly. And really, that’s where rates have stayed. Near historic lows, bonds do not offer the …

It’s All About the Process

As we wrap up Week Two of the NFL season and Week Three of the NCAA football season, I start to think about all the preparation and work the players and coaches have put in since February. The players nurse their battle wounds, they hit the weight rooms, they practice their position skills. The coaches begin scouting, reviewing game film, …

A worthy ministry and a powerful weekend

Friends, I have to share this photo from my weekend. Many of you know Tom Massebeau, and know what a great man he is. He’s not pictured here, but I spent last weekend with Tom, who is one of my great friends and business partners. Tom has been leading a prison ministry in Florida for the past 35 years, and …