Posts Tagged ‘S&P 500’
Fixed Index Annuities: A fit for younger clients, too?
Annuities have traditionally been used as income-generating products targeted to clients who are nearing or in retirement. Fixed index annuities (FIAs) in particular enable retirees to build a “personal pension plan” via contractually guaranteed lifetime income, even if the annuity’s value falls to zero. However, younger clients may also be good candidates for annuities. According…
Read MoreHit the Nail on the Hedge
In previous blogs, I’ve talked about the power of not losing money during down markets. We’ve all heard it a thousand times before, with fixed indexed annuities, “zero is your hero.” Well, what if I told you we could do even better? We all also know about the hedging concept, where you place a small…
Read MoreHow Much is that Annuity in the Window?
I’m sure you have seen all the promotional emails lately about products from a variety of our annuity carriers. A special limited time offer for a 30% premium bonus with Allianz; a 54% participation rate on the straight S&P 500 with American Equity; and other top carriers with annual point-to-point caps over 5%. All of…
Read More