How to Help Clients Plan for Long-Term Care

Seven out of 10 Americans will need long-term care at some point in their lives, and two out of 10 will require it for longer than five years. However, only one-third of Americans are confident in their Long-Term Care (LTC) plans. Long-term care expenses can throw a major wrench into the best-laid retirement plans, with…

Read More

The Retirement Hierarchy of Needs, Part 1

I know this is cliche, but I’ve got to say it:  This is a long post but it is well worth a read.  This blog marks the start of a four part series on what we at Tarkenton Financial call the Retirement Hierarchy of Needs.  The Retirement Hierarchy of Needs is a philosophy on how…

Read More

Hit the Nail on the Hedge

In previous blogs, I’ve talked about the power of not losing money during down markets. We’ve all heard it a thousand times before, with fixed indexed annuities, “zero is your hero.” Well, what if I told you we could do even better? We all also know about the hedging concept, where you place a small…

Read More

How Much is that Annuity in the Window?

I’m sure you have seen all the promotional emails lately about products from a variety of our annuity carriers.  A special limited time offer for a 30% premium bonus with Allianz; a 54% participation rate on the straight S&P 500 with American Equity; and other top carriers with annual point-to-point caps over 5%.  All of…

Read More