Posts by Dustin Casebolt
Retirement Hierarchy of Needs, Part 4
This blog post is the fourth, in a series of 4, on what we at Tarkenton Financial call the “Retirement Hierarchy of Needs.” The Retirement Hierarchy of Needs is a philosophy of how to build a comprehensive financial plan for a client. The idea is to make sure to cover all of the needs, wants,…
Read MoreThe Retirement Hierarchy of Needs, Part 3
This blog post is the third, in a series of 4, on what we at Tarkenton Financial call the “Retirement Hierarchy of Needs.” The Retirement Hierarchy of Needs is a philosophy of how to build a comprehensive financial plan for a client. The idea is to make sure to cover all of the needs, wants,…
Read MoreThe Retirement Hierarchy of Needs, Part 2
This blog post is the second of a series on what we at Tarkenton Financial call the “Retirement Hierarchy of Needs.” The Retirement Hierarchy of Needs is a philosophy of how to build a comprehensive financial plan for a client. The idea is to make sure to cover all of the needs, wants, and risks…
Read MoreThe Retirement Hierarchy of Needs, Part 1
I know this is cliche, but I’ve got to say it: This is a long post but it is well worth a read. This blog marks the start of a four part series on what we at Tarkenton Financial call the Retirement Hierarchy of Needs. The Retirement Hierarchy of Needs is a philosophy on how…
Read MoreThe Power of Planning – Introducing the Tarkenton Financial Marketing Calendar Builder
“If you fail to plan you are planning to fail.” -Benjamin Franklin Let’s talk about planning. Business planning specifically. No matter how you define the success of your practice (i.e. revenue, client satisfaction, assets under management, etc.), one truth remains, you can only determine if you are winning or losing in a given year…
Read MoreTo Diversify or Not to Diversify
Can we agree that investors should diversify their portfolios across asset classes? Can we also agree that the reason investors diversify across asset classes is to manage risk and portfolio volatility? So, what if you are investing in a fixed indexed annuity, where you can’t lose money to market losses? Do you still need to…
Read MoreSequence of Returns: A Closer Look
We are all familiar with the concept of ‘sequence of returns’ risk: the idea that the sequence in which the investor experiences returns in the early years of retirement is crucial to whether the investor will have enough money to last the rest of his or her life. We know that positive returns during the…
Read MorePositioning Annuities in the Midst of a Volatile Stock Market
These past few months in the markets have been a roller-coaster ride, with volatility spiking and many investors feeling like they have experienced financial whiplash. With emotions running high for investors who have received some pretty discouraging December brokerage statements, we as financial advisors need to determine how we can effectively communicate to them the…
Read MoreHit the Nail on the Hedge
In previous blogs, I’ve talked about the power of not losing money during down markets. We’ve all heard it a thousand times before, with fixed indexed annuities, “zero is your hero.” Well, what if I told you we could do even better? We all also know about the hedging concept, where you place a small…
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